UPI at 1GO: out to your UPI ID, in within 1–3 minutes

Deposit by UPI

1. Open the 1GO cashier and choose UPI.
2. Enter the amount in rupees.
3. Approve the request in your UPI app, or scan the QR code it shows.
4. The balance updates, with an estimated credit time of 1–3 minutes.

Withdraw to your UPI ID

Add your UPI ID once under the withdrawal details. From then on, a payout request goes straight to it; 1GO says withdrawals usually land in about 5 minutes, and bank-side delays can stretch that past two hours on a busy day. The Payment Guarantee covers you if it runs long: 10% extra after a 24-hour wait, up to 100% after 120 hours.

Use a UPI ID in your own name — the same name as on your 1GO account — so the payout clears on the first try.

Why UPI suits 1GO

UPI moves rupees between bank accounts in real time, works from any bank’s app, and needs nothing more than a UPI ID or a scan. That is why the whole 1GO cashier is built around it: Paytm, PhonePe, Google Pay and QR deposits all ride on UPI underneath.